Dental insurance is a form of health insurance designed to offer you some coverage for common dental services such as preventive care routine checkups, crowns, and implants. It helps you budget for dental services at all levels: preventive, basic, and major. Clients can take advantage of these services and discounted services with the largest dental network in the USA, New England Delta Dental.
Ancillary Insurance Products
Vision insurance is a type of supplemental insurance designed to help offset the basic costs for routine preventive eye care (eye exams) and prescription eyewear (eyeglasses and contact lenses) that may be prescribed by physicians or eye-care specialist. Your costs include monthly premiums, copays, and coinsurance for materials and services. A more comprehensive plan expands coverage to include discounts on specialty options like eyeglass lens coatings and enhancements, such as anti-reflective coating, photochromic lenses, and progressive lenses. It may also offer discounted rates on elective vision correction surgery like LASIK and PRK.
Cancer insurance is an insurance policy that pays only after cancer has been diagnosed. Cancer insurance is supplemental insurance, and most types pay policyholders a lump sum upon diagnosis with a covered cancer, while others offer supplemental payments for healthcare costs.
Critical Illness Insurance
Critical Illness insurance, also referred to as Critical Care insurance or Critical Illness coverage, provides a lump-sum cash benefit to help cover expenses associated with a qualifying serious illness and lessen your financial strain. You receive this benefit regardless of what other insurance may pay.
Accident insurance pays benefits for specific accidental injuries, such as a fractured femur or a laceration requiring sutures. It can help you pay for the medical and out-of-pocket costs that may incur after an accidental injury. This includes emergency treatment, hospital stays, and medical exams, and other expenses you may face, such as transportation and lodging needs.